Overseas property
Buying a home abroad? Lock in your purchase price in sterling terms and stop your deposit from shifting under your feet.
Private clients
Personal FX guidance for life's biggest decisions.
Buying a home overseas, emigrating, or moving an inheritance? Speak to a senior dealer who will quietly, carefully guide you to the right outcome.
For individuals and families
A calm, knowledgeable voice when it matters most.
Life's biggest moments, like a dream home abroad, a new chapter overseas, or a once-in-a-generation inheritance, deserve a specialist, not a call centre. Our private-client dealers guide you from first enquiry to final settlement, explaining every step in plain English.
- Personal dealer on your mobile, business hours and beyond
- Rate alerts and limit orders to catch the best moment
- Same-day settlement to {CURRENCY_COUNT}+ currencies
- Confidential and discreet handling of HNW transfers
When clients come to us
Six situations we help with most.
Emigration
Relocating overseas? Transfer your life savings, pension or property proceeds with expert guidance at every step.
Inheritance and probate
Receive an overseas inheritance efficiently, converted at a fair market rate with full audit-trail documentation.
Regular payments
Mortgage, tuition, maintenance or pension payments sent on a schedule at a pre-agreed rate.
High-net-worth clients
Large one-off transfers handled discreetly by a senior dealer, with bespoke limit orders and target-rate alerts.
Overseas investments
Fund international investment accounts, art purchases, yacht deposits or luxury goods at institutional pricing.
FAQ
Things private clients ask us most.
Are you authorised to handle my money?
Yes. Rainstone FX Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017 (FRN: {FRN}). Client money is held in fully segregated safeguarding accounts at UK tier-1 banks.
How do your rates compare to my bank?
Our wholesale access to the interbank market typically delivers materially better rates than a high-street bank quote. We will quote your specific transaction transparently before you commit.
Is there a minimum transaction size?
No minimum. We support one-off payments from a few thousand pounds as well as institutional orders in the millions. Pricing tightens as volume grows.
How long do payments take to arrive?
Most major currencies settle the same day if we receive your funds before our cut-off. Exotic currencies typically take one to two business days.
Do you charge transfer fees?
No transfer fees on our standard payment corridors. Our margin is built into the exchange rate, which we quote transparently.
One conversation could save thousands.
Speak to a private-client dealer for a no-obligation quote. We typically respond within one business hour.